Confused if you need to buy travel/medical insurance when visiting the USA? Can you avoid it? Will you be stopped at the airport for not having medical coverage?
Let’s answer some of these questions today.
When traveling to the United States, it is important to make sure that you have adequate medical insurance coverage.
While many visitors are able to obtain travel insurance that will cover their medical expenses while in the US, not all policies are created equal.
Some visitors may find that their travel insurance does not cover them for pre-existing medical conditions, or that it has limited coverage for medical emergencies. In addition, some visitors may not be covered for medical evacuation or repatriation back to their home country.
For these reasons, it is strongly recommended that visitors to the US purchase a separate medical insurance policy that will cover them while they are in the country.
There are a number of different medical insurance policies available for visitors to the US, and it is important to compare different policies before purchasing to make sure that you are getting the coverage you need at a price you can afford.
But, is it mandatory to have medical insurance?
There is no federal law in the United States requiring visitors to have medical insurance, but some states have laws requiring out-of-state visitors to have health insurance.
If you are visiting the United States on a visa, check with your embassy or consulate to see if your country has a reciprocal healthcare agreement with the United States.
These agreements allow citizens of participating countries to receive emergency medical treatment in the United States without having to pay upfront.